State collapse is inevitable when a society’s leaders are insulated from the negative consequences of their bad decisions.
Mike Shelby
Latest Articles
Click on the Title of the Article to View or Add Comments
Here is Grok’s answer to my question of the payment difference between the current average US mortgage ($375,000) and interest rates (6.15% for 30 years and 6.5% for 50 years).
Total Interest Difference:
The 50-year mortgage results in $480,334.80 more in interest ($926,970.00 – $446,635.20) due to the longer term and slightly higher rate. This is over double the interest of the 30-year loan.
Monthly Payment Trade-Off:
The 50-year loan lowers the monthly payment by $112.37 ($2,282.32 – $2,169.95), making it more affordable short-term but significantly costlier overall.
Interest Burden:
For the 30-year loan, interest is ~119% of the principal ($446,635 ÷ $375,000). For the 50-year loan, it’s ~247% ($926,970 ÷ $375,000), meaning you pay nearly 2.5 times the borrowed amount in interest alone.
~~~~~~~~~~~~
Are we this stupid?
How have tariffs impacted the United States? Most people have drank the Kool-Aid and believe it drove prices higher for us. Consider two questions:
I asked Grok what the impact of tariffs are on people per year:
This equates to 0.27% of US GDP ($25T), or an extra ~$200 per person (population ~335M). Effects may phase in gradually, with full impact depending on pass-through timing.
I then asked how much people were saving based on the lower price of gas.
Savings calculation: $0.10/gallon × 546 gallons = $55 per person per year.
I then asked how much money was generated in 2025 by tariffs:
With a US population of ~342 million, this equates to about $623 per person ($213B ÷ 342M).
I then asked how much money has been pledged by foreign nations to expand their operations in the US:
The $4.7 trillion in pledged foreign investments (from countries including UAE, Qatar, Japan, and others) equates to approximately $13,500 per person, based on a US population of ~347.9 million as of November 2025 ($4.7T ÷ 347.9M).
When I pointed out to Grok that the impact overall of tariffs was positive, it stated:
In summary, the package has a negative net effect on most people due to immediate price hikes and uncertainty outweighing speculative future gains. Benefits accrue more to capital owners and high earners via revenue recycling, while consumers bear 80–95% of tariff burdens. If investments fully materialize without retaliation, the balance could shift positive by 2027+, but current evidence points to stagflation risks over broad prosperity.
And
The later estimate is ~6–12x higher because it captures the tariffs’ holistic drag (e.g., 3–17% hikes on 15–20% of CPI basket compounding to broader inflation/wage suppression), per models from sources like the Peterson Institute and Fed analyses. The $200 figure is a conservative “first-round” inflation proxy, while the full burden aligns with observed 2025 CPI rises (2.3% to 3%) and household surveys showing $1,500+ average cost increases.
I then pointed out its answers ignore the fact that higher import prices will reduce their consumption by the US public and drive local consumption of products higher.
Its reply for the impact of tariffs then changed to:
Net Annual Effect
-$200 to +$100
| Closer to neutral/ mildly positive for some (e.g., manufacturing workers), but negative for 70–80% of households due to regressive price hits and retaliation. Long-run: -5% wages, $22K lifetime loss for middle-income. |
~~~~~~~~~~~~~~~~~~~~
I don’t spend much money at my stage of life and what little I do spend is not spent on too many foreign products. No one is talking about the tariffs imposed on US exports that Trump has successfully negotiated down:
From Grok:
Foreign tariff reductions and trade agreements in 2025 are estimated to save US exporters $18–25 billion annually in avoided duties, with an additional $21.5 billion in export value from preferential access and purchases, totaling $39.5–46.5 billion. Using a US population of ~347.9 million (mid-2025 estimate):
Calculation: ($39.5B ÷ 347.9M) to ($46.5B ÷ 347.9M) = $113–$134 per person per year.
~~~~~~~~~~~~~~~~~~~~
Back to my original premise, do you personally feel a difference in your life based on tariffs? Look at what you are paying more money for and ask what is causing this increase? I know that the cost of meat is due to government (USDA) restrictions, not tariffs. The cost of health insurance is due to the government’s payoff to big pharma. Any increase in pricing of goods not made in the US should make the products made in the US competitive again which is also a net positive.
Comment below how tariffs have impacted your individual life. And I do know that the income generated by tariffs will never by given back to the people.
Since August 2025, the House of Representatives has been in session 21 days. Speaker Johnson has again cancelled the House for next week. Based on the official schedule for 2025, Johnson has cancelled 22 days in this same time frame. It does not take too much thought to understand that the Epstein files will bring down the government. It will also expose the Israeli government’s influence in all phases of the US government through blackmail and bribes.
Get ready because the pot of water is boiling and time is running out. I wonder which issue will be the tipping point:
We live in interesting times. If our people had any integrity, morality and courage, we would have already been in the streets fighting evil. I take great comfort knowing that the Lord is in charge. Any punishment coming from Him is only what we deserve for our appeasement of evil and weak men.
Menu
CADD Graphics
Carolina Readiness Supply
Social Media and Websites
NC Renegade on TwitterRecent Comments
Res ipsa loquitur.
sending asshole like this to prison is like sending them to school. they only learn other ways to hurt/steal and…
^^^THIS^^^. As Darth Vader would say about Huckabee: (((The Force))) is powerful in this one. I am sure if he…
It will be interesting to see if those bloggers in Florida will start censoring themselves or will they practice what…
That was the just of my comment!